There are three participation levels from which CHM members may choose:
Gold = $150.00 per unit, per month
• $500 personal responsibility per unit, per calendar year*
• Inpatient or outpatient hospital incidents or surgery
• Doctor’s office visits 45 days before and after medical testing
• Prescriptions 45 days before and after medical testing
• Physical therapy and home health care (up to 45 visits)
*Total bills incurred per incident must exceed $500.
Silver = $85.00 per unit, per month
• $1,000 personal responsibility per incident
• Inpatient or outpatient hospital incidents or surgery
Bronze = $45.00 per unit, per month
• $5,000 personal responsibility per incident
• Inpatient or outpatient hospital incidents or surgery
Counting the cost: How CHM compares with health insurance costs
See the CHM Guidelines for more about what can be shared at the Gold, Silver, and Bronze levels